Warranty Deed No Title Insurance Florida

[Troy Norwood]

Hello BP Fam, Got a call from a post card and locked in a deal on a 1/2 acre parcel here in Florida. My question is I know there's only been one owner and no liens or any other issues. I want to buy this without title fees. The owner has the deed, what's the easiest way to transfer over the deed while assuring everything goes smoothly? I'd like to just send this gentlemen a check in the mail.

[John Vo]

Troy Norwood Not sure how much you have the property under contract for and what your risk tolerance is, but personally I would not take the risk of buying the property without having a full title search to verify for a clear title and have title insurance in place, even though the seller stated that he's the only owner and you have verified it. A professional needs to check your work and insured it.

Unless you are a professional who regularly deal with title searches and everything related to closing paperwork and filing it with the county, I would let the professional handle it. You can easily go to a real estate attorney that will take care of the paperwork and title search for less than the cost of a traditional title company. This is advice from a non professional, who meticulous comb through county records for liens and title ownership as well as MLS data before making an offer. I just think a title company have better access to information then a non professional do. They better since they insures a clear title.