First time buyer/new investor purchasing a duplex in southern IL

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Hello all,

I'm very grateful to be part of this community of real estate investors and luckily this is an awesome resource thus far. I'm a new investor starting out fresh at 21, high credit score upper 700s, great job, and my next step in my life that Id like to achieve is generating a great amount of passive income. I do have a specific goal in mind. To begin, I want to purchase a duplex that is located near Ottawa, IL. Which is an hour away from Bloomington, and an hour away from Chicago. The area that I'm targeting has this duplexlisted for roughly 50k and has nearly $1200 of monthly income before mortgage payments. One tenant has been there for 25+ years. The area has a very low crime rate, average schools, the average household income there is 60K. Just from this it already seems like a sound opportunity for me. The duplex is fully occupied which seems like a fluid transaction for me as I'll be taking the handoff from the owner. the current owner would like to retire from land lording and wants to get rid of it. The property is in good shape, it's livable. My only concern is that I live in the northwest suburbs  of Chicago and this may be an issue when problems occur. So then Ill have to get to know some handy men in the area. Off of what I've described alone does this sound like a solid investment? Also, the property is 50k right now, say if I buy it at market price and put 10k down, is that even possible for banks to give out mortgage loans that low? Thank you all in advance.