Insurance for Staged Furniture & Art

[Eli Kallison]

Hey BP,

I'm currently selling a rental property of mine in Los Angeles. The staging contract outlines that I (the seller) is 100% responsible for any loss or damage to the staged property at full retail price.

I called my insurance company and because the property was a rental property (and is now vacant), they have no options for coverage of the staging material. 

Does anyone have any experience getting insurance for staged furniture or suggestions about how to be protected in case of a loss?

-Eli

[Patrick Liska]

Is the property now insured as a vacant house, or is it still insured as a rental ? if its still insured as a rental, you can say you rented a furnished place and you should be covered.