Buyer not performing

[Jennifer Duke]

I am selling a house in the orange county California area. 

Buyer has been saying for more than two weeks that they "cant get their money out of their account". It's a man and a woman. I'm guessing somebody is ambivalent. The sale was scheduled to close today but they have not submitted their request for repairs and have not moved forward. I have no other offers. Realtor has produced two offers in 3 months and one was $50K below asking. That offer has gone away. My 3 month contract with him ends today. He was very helpful with me during the rehab process with construction challenges and graciously offered a 1% sales commission. The market is extraordinarily slow. I have already dropped the price $120K. Buyer has only put in 2% earnest money. The buyers' realtor says that they will have their money today, but I heard that last week. If they don't come through today, how to move forward. Yes I can cut more losses. What to do?