Mortgage Lenders

[Eric Espindola]

Since I am new to the world of real estate investing. There is a property that I'm researching into buying and holding. I have the investors in place but I have one obstacle.  Having a mortgage loan that will be enough to cover the cost of the house. I'm willing to put close to 10-15% down. But, I think it won't be enough to cover the whole cost of the house. Are there any creative financing without the use hard money lenders? I know many mortgage lenders look at income to see how much you can borrow. But I was wondering if anybody knows any good mortgage brokers that is able to give good loans. 

[Eric Espindola]

@Jerry Padilla Thank you for answering my question, But, I'm wondering if there is any type of mortgage loan that doesn't look at net income.  Or do all mortgage lenders look at only income? If so, I would have to do creative financing such as owner financing with low money down on future investing opportunities.