How much money

[Jonathan Brown]

If I were to put 20% down on a $40000 house what would be a good amount of money to have besides the down payment and repairs to have as extra to get through the entire buying process ( due diligence etc)?

Any help greatly appreciated

[Jonathan Brown]

Brent Coombs my lender is a local credit union that is willing to lend with %20 down. I am talking with the vp of business with the bank.

Thanks for the reply