Bank offering me two choices which to choose?

[Yousef Reda]

Getting a property through equity in my home. The new property I want to get is 300,000 I will be putting 20% down.

Option A) They will give me 80,000$ HELOC and 2.39% x 4 year term amortized for 30 yeaars for the 240,000$ mortgage after paying with downpayment.

Option B) They will give me 150,000$ HELOC and 2.49% x 5 year term amortized for 30 years for the 240,000$ mortgage after paying with downpayment?

My gut is telling me to go with option B so I can use that as leverage to get even more properties. However is that 0.1% interest a huge deterrent lol. I may be being a bit paranoid on this question I realize, but I rather ask then make a stupid mistake.