VA Loan Waiver

[Austin Keelen]

So we found a great deal for our 1st duplex. The current owner just rented the back unit for a year and told us the 1st unit is month to month. We're using the VA backed loan so it requires this to be our primary residence. We haven't made and offer yet but the current owner was nice enough to send us the current lease for the front house, we read it over and it appears as though it's a 12 month lease ending next February. This is an issue because the VA requires you to move in 60 days after you close (certain circumstances allow for longer, such as retirement from the military, change of station, improvements on the home etc.). Closing will take 30 days and then we have 60 after that but it still leaves us about 5 months short of the tenants current lease.

Has anyone gotten an waiver from the VA for a circumstance like this? I'm not sure if they'll like me asking for an 5 month extension to wait for a lease to be up.