Financing Advice

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Hey all,

First post after lurking for the past two years here on BP. Have watched every one of brandon and josh's podcasts.

I'm 21yo and am a full time student (except in summer) studying finance with a focus in real estate investments and have one year left of school. Currently working full time at Fidelity investments as a Business Analyst.

Virtually no credit history and i'm not a w2 employee. I have about 10k in savings and a buddy of mine is willing to come in with me for another 10k.

I analyze about 20-30 or so deals a week, just can't ever pull the trigger because i don't qualify for traditional financing (right?).

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Great condo for sale by Southern Methodist University in Dallas, tx. 1 bed 1 bath and has been rented out to students since 1999. Currently rented out for 1500 monthly, and priced at 89,990. HOA fees are 130 a month. Pretty much meets the 2% rule with rent. Like i mentioned above, i can bring in 20k for this deal. Who will invest with a student with no track record? i don't want to get hard money at 15%.

Second deal is a duplex with monthly expenses including mortgage insuarance and property tax = 2100 (value of duplex is 260k) in a great area. Both sides currently rented for 1300 each (2600 monthly income total. )  As mentioned above, i can bring maybe even up to 40k but how would i get financing? seller finance isn't an option, both properties are listed by an agent.

Any advice would be greatly appreciated!