Questions to ask a new bank for conventional, residential finance

[Shaun Palmer]

Hello BPer's,

I am moving to a new market and looking to find a new bank for conventional financing in hopes of finding a long term bank to finance buy and hold properties.  I would like to get everyone's thoughts on what questions you would ask as you are making phone calls to these banks.  I know that there was as good podcast on this but I cannot remember which on it was.  Please let me know if you have any recollections on the podcast.  

My thoughts are as follows:

1. Can we do multiple deals?
2. Debt to income ratio requirements?
3. Minimum mortgage requirements (I am potentially looking at lower valued properties [i.e. $50-100k])?
4. After so many deals (5+), do you have commercial lending?
5. Minimum down payment requirements (assume 20% on SFR, maybe 25% on MFR)?
6. Does the bank have fix up loans?
7. Max # of mortgages with bank?

I would be looking for local banks in my market as well.  New market is Raleigh, NC. Thanks SP