What to do about contract issue?

[Daniel Pena]

Hello BP, I have a property under contract and everything was moving along smoothly until my bank notified me that the property was zoned commercial and they would not lend on it. No big deal as I was still within my 3rd party financing timeline, my realtor got with the list agent and they said they would take care of the zoning so we sent over the addendum to extend the 3rd party financing date. Now the list agent is MIA and my 3rd party financing expires today. What do I need to do? Now my realtor isn't answering either. I don't want to lose my earnest money. Can I hold my realtor responsible for the earnest money if I do lose it? Any suggestions?