Prelude: I wish the subject lines had more space. But I digress ;)

Question: Do you think Bigger Pockets encourages Ninja Investors? For those unfamiliar, Ninja was a slang term, especially in the last run-up of "No Income, No Job, No Assets", mostly used to refer to people that were getting mortgages without anything to back them up.

Now, let me start by saying I love Bigger Pockets. There are some awesome investors here, great success stories, newbies to keep one from becoming too jaded, advice on everything from tax strategy to tenant relations. The depth of knowledge here is stunning, and I visit the site daily for at least 15-30 minutes.

I have blogged on this before, and posted on it before, but I am curious as to whether or not the very format and aura of success around here encourages the proliferation of Ninja investors. Sometimes it seems every other post is a version of "Hi, I'm a student with terrible credit, and no job; I want to invest in 30-unit high-end apartment buildings and I'm going to see some today, but I'm having trouble identifying funding sources - can you help?" 

For my part, all I can do is shake my head, as Jim Croce once said (if you know who this is, we're probably in a similar demographic). What would lead people to believe that it is anything but a very minute possibility that one can "invest" in real estate without any money, and, even worse, without any experience or skills when it comes to real estate? 

I get it that everyone wants to come to the party, especially now with prices having risen fairly dramatically, but sometimes I wonder if the Bigger Pockets room is akin to standing on the floor of a casino where a few people have won dramatic sums in some of the "skills" games (poker, blackjack, etc), and everyone else starts running out into the hallways begging for money to drop in the slot machine so they can get theirs too.

Anyway, it seems an interesting philosophical question to ponder, and I'm curious what others may think!