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Updated about 9 years ago on . Most recent reply

Portfolio lender vs. commercial lender?
Hey guys!
Is there anyone out there who can tell me the difference between a portfolio lender and a commercial lender who'll finance a single family home?
Most portfolio lenders I've seen ask for your standard 25% down, which is what I have my commercial lender asking me for at the moment.
So, if both require 75% LTV, then what's the point going with a portfolio lender vs. commercial?
Thanks in advance!