Santa Clarita Condo, seller seems flexible

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This particular seller has a 1/1 condo built in late 80s and wants roughly $256K/market. It has a loan of $126K against it. She wants a smooth process but doesn't want to do seller financing or lease option. She wants her name completely out this suggested she get enough to pay off her loan and then take payments as little of $1,000 after. It hasn't been updated since it was built. HOA's are about $254. Can I make a deal out of this at all? Maybe seller isn't actually flexible. Any suggestions appreciated!