Best way to choose homeowner's insurance?

[Hae-Yuan Chang]

Hey everybody! So I was calling around insurance companies and got different quotes from each. Statefarm was on the higher side, even though they do some discounts. The lady was telling me that when I comparison shop, to be aware that some insurance companies don't follow through and don't have as long or strong of a reputation, though they may be cheaper. Not sure how sound this was or if she was just really pushing her policy. How are insurance giants compared to smaller insurance companies? I want to make the best long term decision, so do you guys have any tips for this? I reside in Florida! Thank you!