Refinancing with a non fannie mae lender near chicago

[Nathan Waters]

I recently bought two SFR's in the joliet illinois area. Now that the rehab is almost done, I am looking into getting a loan on the properties to obtain cash for a new investment. The few traditional lenders I have spoken to require me to be on title for 12 months or will only lend the value of the original purchase price, not the ARV. I really don't want to wait until October to pull cash out of the homes. Neither house has a mortgage currently. Any tips or contacts on lenders that are more flexible?

[John Warren]

I am just finishing my first cash out refi with loan depot. I am not done yet, but they are using a six month seasoning period. PM me if you want my loan officers info!