foreclosure finance

[Michael Owens]

The property is a 2006 mobile home foreclosure on an acre. 54,000 want to offer 45,000 has been on the market for 75 days. I have close to 10,000 for down payment and closing. Plan is live in and pay off 3 yrs then rent out, rent in area is 950 to 1050. Should cash flow 600ish then. Need to finance the rest should I do it through another bank or go through wells Fargo who holds the property now. Thanks in advance.