starting out-loans

[Nicole Wood]

I am new to this and am wondering what the best way to go about loans is? I own a home through USDA so do not qualify for those type loans nor the FHA loans. I attempted a personal loan to start out with a down payment on a multifamily unit I was looking into...they said because I have a home loan and a car loan they were not able to help me. I could try for an equity loan but not sure how much equity I would have because I bought the home just two years ago in February. I have put work into it but some still needs finishing. I guess my question is what other kind of loans are out there? Should I form an LLC and apply for a business loan? Any suggestions would be appreciated.