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Updated over 9 years ago on . Most recent reply
![Ryan Vaughn's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/259907/1696728000-avatar-ryanv.jpg?twic=v1/output=image/cover=128x128&v=2)
Poor credit score
Is it possible to get started in real estate or to find any one to approve you for a loan with a credit score below 620?
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![Char Prado's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/76860/1621415212-avatar-pradoproperties.jpg?twic=v1/output=image/crop=1458x1458@876x0/cover=128x128&v=2)
Money and Credit is a crutch! You need to read up on "Creative Financing". Join your local REIA club, go to "meetup.com" and look up your area. Creative financing is lease options, seller financing- they're the bank, partnerships, Joint Ventures.
If you can do deals without putting your own credit/money at risk then in harder times you will also be successful.
If you depend on credit/cash then when the hard times come and you don't have either, you're out of options...
Click on the LEARN tab above and check out the "Podcasts", you will most likely learn everything you want to know.
Talk to your family and friends about funding your first deal when you find it.
Good luck!