Looking to buy a property in Ohio with a special challenge

[Phillip Sherman]

Good Morning, everyone.

Here's my challenge.  I have a property in Mansfield, OH that I'd like to purchase.  The listing price is $299,000.00 but the appraisal says it's worth more.  My credit is excellent but the traditional lenders say that my income isn't enough to justify the mortgage.  Because I'm self employed, my taxes don't accurately show my actual income.  Traditional lenders can't seem to get past their rules and ratios.

Any ideas would be appreciated.  The seller is motivated as their going through a divorce and the property has been on the market for a year.

Thanks for any advice.

Phillip