​Maximum Conventional Loan Limits - VA & FHA & Fannie Mae & Freddie Mac

[Jerry Padilla]

Loan limits increase from a single family to a four plex

Here is a link to maximum loan limits for FHA and Fannie Mae and Freddie Mac..... The maximum loan limit is countywide.

https://entp.hud.gov/idapp/html/hicostlook.cfm?CFI...

Here is another link with a chart for 2015.

http://www.fhfa.gov/DataTools/Downloads/Documents/...

VA county loan limit:

• 2015 Loan Limits (Effective January 1, 2015). VA's 2015 Loan Limits are the same as the Federal Housing Finance Agency's limits. PLEASE NOTE: For purposes of determining the VA guaranty, lenders are instructed to reference only the One-Unit Limit column in the FHFA Table "Fannie Mae and Freddie Mac Maximum Loan Limits for Mortgages Acquired in Calendar year 2015 and Originated after 10/1/2011 or before 7/1/2007”.

Here is a link to the VA site where they have the loan limits;

http://www.benefits.va.gov/homeloans/purchaseco_lo...

For 2015....

FHA Basic standard mortgage limits are:
Single - $271,050

Duplex - $347,000

Triplex - $419,425

Fourplex - $521,250

Fannie Mae/Freddie Mac standard mortgage limits are:

Single - $417,000

Duplex - $533,850

Triplex - $645,300

Fourplex - $801,950

FHA Basic High Cost area limits are:

Single - $625,500

Duplex - $800,775

Triplex - $967,950

Fourplex - $1,202,925

Fannie Mae/Freddie Mac High Cost are limits are the same as FHA for 2015:

National Housing Act provides mortgage limits for Hawaii up to 150% of the new ceilings for 2015:

FHA and Fannie Mae/Freddie Mac both are:

Single - $938,520

Duplex - $1,201,150

Triplex - $1,451,925

Fourplex - $1,804,375