Roadblock with finding home insurance for a flip

[Julia Yagodina]

I'm closing in 3 days on my first flip. Everything is going great so far, but I can't find a reasonable insurance. I budgeted $100 per month on 1500 sq ft home and all quotes that I'm getting are $500 and more per month Here is what insurance companies are saying:

"Most of our standard markets have declined to quote because they don’t like writing vacant homes especially when you are flipping it."

Should I not mention that home will be vacant or that I will be flipping it? I did not think that insurance would be a problem. I'm in CA. Any help would be appreciated.

Thank you

[Derek Lacy]

We can help fix that issue, we are licensed in CA.  Wayne is correct you need a builders risk.  Also, don't ever not mention everything to your insurance agent.  When you find the right insurance agent, it's a bit like an attorney, the worst thing you can do is lie to us.  Because we're trying to tell you what the best approach to the policy will be.