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Updated over 9 years ago on . Most recent reply

Jose Sarabia's profile image
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Jose Sarabia
  • from Pocatello, Idaho
  • Member since Apr 27, 2015
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Jose Sarabia's profile image
Jose Sarabia's profile image
Jose Sarabia
  • from Pocatello, Idaho
  • Member since Apr 27, 2015
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Jose Sarabia
  • Pocatello, ID
4
Votes |
25
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Buying & Selling Real Estate

Building credit

Jose Sarabia
  • Pocatello, ID
Posted

Hey there BP!

I went in to the bank to see if I get pre approved, my score is 710, but they said I need at least one installment loan on my credit history, they recommended me buying a car. I don't want to buy a car because I have one right now, is there any other type on loan that would be something similar, or other way to get an installment loan without getting a car? Like secured loan? any advice is appreciated! thanks! 

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James Stevens's profile image
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James Stevens
  • Contractor
  • from Temple, TX
  • Member since Jul 11, 2014
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James Stevens
  • Contractor
  • from Temple, TX
  • Member since Jul 11, 2014
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James Stevens
  • Contractor
  • Temple, TX
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James Stevens
  • Contractor
  • Temple, TX
Replied

Is that the only bank you have tried at?  I would recommend trying multiple sources for the loan.  That way you know you're getting the best deal you can.

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