Newbie Questions from this Week's Podcast

[Ben Doran]

Hello, 

I'm new to Bigger Pockets. I started listening to the podcast recently. In this week's episode Anca brought up a couple items I could you some clarity on. If you can provide any guidance it is appreciated. 

1) How does one get access to the MLS?

a) Once one gets his broker liscense how can one get MLS access?

b) Are MLS' regional or is there a nation MLS system?

2) Anca mentioned the 203k loan. From her comments and comments from the host it appears that they are able to get this type of loan without actually occupying the property even though the loan is intended for owner occupyers.

a) Is it common for owners use a 203k financing and not occupy the building?

b) Are there any issues with using a 203k loan and not occupying the building?

Thanks in advance for the responses.