"Subject To" Purchase from a Motivated Seller (HUD Home)

[Jon Acosta]

Hi BP,

Quick question that I can't seem to get a straight answer on:

I have a VERY motivated seller who needs to sell their home, like, yesterday.

The only potential red flag I see is they purchased the home from HUD in 2007.
Payments and taxes are all up to speed, but they only have about $20k in equity.

Is this a deal worth exploring as a "Subject To" purchase?
Or should I steer clear from this sort of scenario? I'm a bit foggy on the rules around HUD home purchases and creative financing.

Any advice would be greatly appreciated!
I really want to help this seller out, but not sure if it's even possible.