Can Rich Dad Poor Dad beat up Dave Ramsey?

[Matt Cramer]

To borrow or not to borrow, debt free is the way to be etc etc etc. 

The way I see this is a risk vs reward. 

How do you decide though where the risk is to great or the reward to little? How do you decide to purchase a property with a mortgage? What are your safety nets? Do you have to buy x% discount? Put X amount down? What are you doing to stay safe?

I'm trying to decide how to approach this so any insight would help. I don't want to end up broke down the road because I over leveraged myself. But where is that line? How do you know what that line is? What should you consider in deciding where to draw the line?

Is anyone on here a buy and hold investor using all cash? If so why and what have you found to be the result? Was it always that way or did you start with leverage?

Also was the title catchy enough? I'm learning catchy title get read the rest sink to the bottom.