Financing a purchase through Homesearch.com??

[Tim Jones]

I have seen properties on Homepath and Homesearch that I would like to bid on. Can someone suggest lenders in the Denver area that I could contact to get pre-qualified for financing on a property? Any suggestions on how to go about that process? Do most people come in with cash or hard money and then refinance out of it later? I assume financing should be in place before bidding on a property because if I win a bid, but can't finance the deal I will lose out on my earnest money. Any suggestions would be helpful, or just a nudge in the right direction.