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Updated almost 10 years ago on . Most recent reply

Harri Smith's profile image
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Harri Smith
  • from Walnut Creek, CA
  • Member since Aug 30, 2010
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Harri Smith's profile image
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Harri Smith
  • from Walnut Creek, CA
  • Member since Aug 30, 2010
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Harri Smith
  • Walnut Creek, CA
3
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Buying & Selling Real Estate

Financing to buy more properties ( Hawaii and elsewhere)

Harri Smith
  • Walnut Creek, CA
Posted

Hi

We have some rental properties in Hawaii that we bought with cash and equity loans. Now the lender tells us that we have maxed out on the equity loans. I guess they look at the debt to income ratio. Rental income does pay our bank equity loans. Beside selling the properties, is there other way to maximize our buying power? Also I am looking for hard money lenders in Hawaii:-)

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Jerry Padilla's profile image
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Jerry Padilla
  • #5 Classifieds Contributor
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  • from Rochester, NY
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Jerry Padilla's profile image
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Jerry Padilla
  • #5 Classifieds Contributor
  • Lender
  • from Rochester, NY
  • Member since Mar 25, 2014
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Jerry Padilla
#5 Classifieds Contributor
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  • Rochester, NY
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Jerry Padilla
#5 Classifieds Contributor
  • Lender
  • Rochester, NY
Replied

@Harri Smith are they including your rental income? Also have you considered refinancing to a 30 year mortgage to lower your DTI's?

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