Where to find 30 years with low down mortgages for Investors

[Raj Vajir]

Hello fellow BPers,

I've heard many times during my RE education for investors that its best to get 30 yrs mortgage with the lowest possible downpayment.  Since I'm just starting out, I know of only the traditional way of going through the banks,  Most of the institutions I've spoken to do not do 30 yrs and ask for a 20% down.  Would appreciate any guidance on how to go about doing loans with these terms via banks or CU.  Also is non-recoursive loans something you negotiate with them? Thank you in advance....RAJ