Financing my first Duplex

[Serafin Farias]

Hello BiggerPockets, long-time reader, first time poster!

I am interested in buying a duplex in south Texas (Rio Grande Valley) and am having issues financing the deal through traditional mortgage loans because I'm an independent contractor for 6 months (1099) and they need 2 years of income to justify giving me a loan.

It's my first deal, seller asking ~$65k and it rents for $1,200 monthly. I have great credit and can give 20-25% down w/o issue. What should I do?

Thanks!

Serafin