Full Seller's Assist

[Joshua Iachini]

I have a flip that is listed for sale at $349K. The seller's REA has approached us with a buyer who insists on full seller's assist (read: they want to bring no cash to the deal). They're so adamant on this that they're willing to offer more than asking price in order to not bring cash to the deal. I don't know what to think of this offer. My gut instinct is that if they can't bring cash to the deal how are they going to get pre-approval on a $350K+ mortgage. 

Has anyone ever experienced something like this before? Do I have any other "creative financing options" (like owner financing)? I don't want to just increase the asking price because then transfer tax, commission, etc increases with it. Should I just tell them NO & move on??

Thanks everyone!

Josh