closing costs on a subject to?

[Mike Landry]

for those that have closed subject to deals (Texas preferably), are the closing costs generally the same, greater or less than a traditional sale?

Is the title insurance for buyer based on remaining loan balance? 

No need for lender title insurance? 

A little more paper work for title company so a few more fees? 

Also have you ever had a seller pay you a few thousand or apply it to the loan at closing to take the property from them subject to?

I have a seller willing to bring around 7k to closing when i buy it but I would like to take the property subject to and apply the money to the principle/RSV fund.

I could do a traditional loan with 20% down instead but would rather save my cash for a next deal if possible. 

Or I could pay cash, then do a cash out refi and probably get most but not all of my money out. However I am assuming I'll be paying double title insurance costs and closing fees. 

How would you guys try to acquire this?