New in San Diego

[Supreet Singh Sachdeva]

I just moved to San Diego a couple of months ago and am looking to buy a house for rental property. I am a first time home buyer and there are a couple of questions i have. It would be great if someone who is experienced in San Diego market can help me out. Here is the list of questions.

1) Which bank would be best to approach for a first time home buyer mortgage?

2) Should i talk to a real estate agent or directly talk to buyers who have listed their houses on websites like Redfin?

3) Would it be possible to buy a rental property in San Diego within $200k ?

Thanks,

Supreet