Insurance escrow

[Stephen Gailey]

On a property im taking sub2 there is PITI, my question is once I get insurance does it also need to be escrowed? Id rather pay it direct to my agent where I can make payments instead of sending the whole years premium to the bank. Homeowner is cancelling their insurance on the 30th, would I want to start coverage on the 30th or the first? Thanks for the help with this..