I Bought a house from Hud and now a lady called saying her mom died and it is her property. Should I be worried?

Question

I bought a HUD home in Birmingham Alabama about a month ago. The house needs everything done. I put a new roof on it already and have resided the front. 
Today I had a lady call me saying her mother owned the house and that she died and she is the next of kin and the house was sold illegally. She asked who i bought the house from and i told her HUD. She said she was trying to figure all this out to give the information to her lawyer. 
This is my first rental and I don't want to invest all this money into renovating the property i could possibly lose the property. I called the Title company and they said the 1 year statue of limitations has expired and that i was protected. I was just wondering if this lady has any ground to stand on?

Your responses are most appreciated.

Account Closed · Answer

I wouldn't even worry about it for five minutes.  But I wouldn't have answered any of her questions on the phone either.

If you bought it from HUD, it means it was foreclosed on.  There was a mortgage that the heirs may or may not have known about.  Regardless, the mortgage most likely didn't get paid and the foreclosure went through  Then their sale to you went through and I'm assuming you have title insurance.

Let the heir consult with attorneys and figure where she stands.  I suggest you don't communicate with her or her attorneys (if she actually gets one). Let them make a case if they have one, against the lender and/or the title company.

J Benoit · Answer

Another piece of mind is your title policy I hope you purchased at closing.

Wayne Brooks · Answer

Ditto, ditto, ditto.  If you talk to her again, just tell her to put down the pipe (the crack pipe).

Michael Camaglia · Answer

I wouldn't waste one more second worrying about it. I wouldn't answer anymore of her questions if she calls back.

If anything she has a claim against HUD (99.99% chance she doesn't).

Timothy Riley · Answer

Don't waste any time or money with consulting anyone.

You bought it legally don't worry - unless she died from something seeping out of its structure then worry. :-)

It's a ploy for money.

Morgan Smith · Answer

Oh and sold illegally, probably means that she didn't know about the foreclosure... but who knows. 10 bucks says she has no interest at all in the property and she is looking for money.

Account Closed · Answer

i would certainly love an update! Do you still have the property? What happened if anything?

Account Closed · Answer

If it were me, I would make a quick call to my real estate attorney to see what he thinks...if you don't have a great re atty you need to find one.  He can probably take a quick look at it and counsel you what you need to do.  Definately worth the 1/2 hour of billings ($125 in my case) that you'll pay for the peace of mind.

Robert Brubaker · Answer

It's worth reminding ourselves that anything of substance

in Real Estate has to  be done in writing !  Phone calls don't

get it!   Further, any exchange you have had with HUD is

between a Seller and Buyer not for outside review by " on-lookers".

Any further contact needs to be directed to HUD and your Title

Co. . You should insist that all further communication  be via letter

particularly as legal action was mentioned.

Chances are you won't hear from this person again but if you

do-let her tell it to HUD! You are not responsible for the process

of the foreclosure period! You have a Recorded deed. This person

has an "angle"   Be concerned -but not worried. Best for Success !

Jason Farmer · Answer

Its a scam...ive seen it in and out..Alot of scammers are using HUD now a days and getting away with it..The next things she or her "lawyer" will do is call you threaten you and try to scare you, then say we can settle this for $2000....We wont sue we wont go to court...blah blah blah....And you wouldnt beleive how many people fall for it...

One of the biggest scams in Atlanta right now are scammers are going to HUD homes removing all the hud stickers, they sometimes remove the listing agents signs...and replace it with their own...and any evidence HUD owns that home.Then they put signs up on the poles  "House for cheap 35k call 555-55"

Of couse people call, and they sucker people into beleiving they have multiple offers but the property can be theres if they put 2k-4k-6k down for a deposit..And of course they do it...Most of us would smell scam as soon as we looked up the property...But they prey on the weak...Anyway dont worry dude...

HUD delivers clean title, like mentioned above they are bulletproof......

I Bought a house from Hud and now a lady called saying her mom died and it is her property. Should I be worried?

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