Buying tenants occupied duplex with VA loan

[Sejin Kim]

Hello, 

we are planning to buy duplex with VA loan.

we found good duplex but both units are tenants occupied and my realtor says one unit needs to be empty when we close. 

However when I researched, it says we need to occupy property within 60 days after closing the deal. 

Can anyone verify this? 

Also my realtor says usually duplex owners prefer cash offer to VA loan, but if we offer more than cash buyers, will it be competitive?

Thanks advance!

' After purchasing property we intend to live one side of property. 

Theres another duplex that our realtor recommended that both units are empty and my realtor also represents seller side. 

Thank you.