Let’s talk strategy. You have $100,000 in cash, strictly for real estate investing. No stocks, no personal expenses—just real estate. Given today’s market conditions, what’s the best move? • Use it as a down payment on a multifamily property? • Leverage it into multiple deals with creative financing? • Buy and flip undervalued properties? • Invest in short-term rentals in high-demand areas? • Partner with others to scale faster? Experienced investors know there’s no one-size-fits-all answer. The right move depends on market trends, risk tolerance, and long-term goals. How would you deploy the capital?

Leveraging $100K into multiple deals with financing maximizes returns. A small multifamily offers cash flow and appreciation, while flips provide quicker but riskier gains. Short-term rentals can work but check regulations. Partnering can also help scale. Happy to discuss strategies!

Im sitting on 3-500k just for real estate and Im still stuck, I just partnered with a builder to let my money work 300k for 1 1/2 years for 75k return

Right now, we’re focusing on strategic refinancing, locking in fixed rates where possible, and structuring deals with seller financing or rate buydowns to keep cash flow strong. Also keeping an eye on value-add opportunities where we can force appreciation to offset higher borrowing costs.

Caution is key in this rate environment. We’re seeing solid returns on multifamily buy-and-holds, especially with value-add opportunities that improve cash flow over time. Flips are still profitable but require tighter underwriting to ensure margins hold up. As for STRs, we’re also leaning into mid-term rentals in certain areas—demand is strong, and avoiding regulatory hurdles is a huge plus.

Spot on—leveraging financing is key. In this market, multifamily buy-and-holds with value-add potential are solid plays for long-term cash flow, while flips require tighter margins to stay profitable. Mid-term rentals are also proving strong in areas with short-term rental restrictions. What specific strategies are you using to mitigate interest rate risks right now? Always open to comparing notes.

100% agree—leveraging financing is key. I’ve used private money and seller financing to stretch my capital across multiple flips, but with rates where they are now, I’m extra cautious about deal margins. Are you seeing better returns with multifamily buy-and-holds or flips in your market? Also, with short-term rentals, I’ve shifted toward mid-term rentals in some areas to avoid regulatory headaches. Curious if you’re doing anything similar

That’s an interesting move! A 75K return on 300K in 1.5 years is definitely solid—curious, do you have an equity stake in the project, or is it a fixed return? Also, how did you vet the builder? I know partnerships can be amazing when done right, but they can also be tricky if expectations aren’t aligned. Would love to hear more about how you structured it!