Need help calculating final buying costs based on HUD

[Alex Molina]

I have a question, I'm closing on a flip next month and need help with my final buying costs based on my HUD. I've done the calculations, but my numbers don't add up.

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Contract Sales Price: 45K

Settlement Charges: $19,723.14 

Rehab Holdback: $53,400

Gross amount due from buyer = $118,123.14

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EMD: 1K

Principle Loan Amount: 101.8K

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Cash at settlementGross amount due from buyer: $118,123.4

Less amount pay by/for buyer: $102,800

CASH FROM BUYER: $15,323.14

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Lender Fee + Service Fee: $4,999

Insurance Premium: $843

Interest paid in advance: $92.36

Title Fee's: $1,504.2

Transfer Fee: $100

County Taxes: $184.53 

Down Payment: $8600 

Total: 16,323.09 

Why is the total different from the cash I gave initially? Did my my EMD go towards the down payment?

This is what I have for my final buying costs on my accounting software:

EMD: $1,000 Lender Fee + Service Fee: $4,999

Insurance Premium: $843

Interest paid in advance: $92.36

Title Fee's: $1,504.2

Transfer Fee: $100

County Taxes: $184.53 

Down Payment: $8600 

Total: $17,323.09