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Updated about 1 year ago on . Most recent reply

Marie Herard's profile image
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Marie Herard
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Marie Herard
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Buying & Selling Real Estate

Need to add to my real estate portfolio

Marie Herard
Posted

Hello, I currently own a duplex. I live in one side and the other is rented . I would love to buy another property either a single family or another duplex but I am not qualified for a mortgage because of my debt ratio. I have a W2 job which brings $35.000 a year. I have no other debt besides the duplex I currently own and owe $150.000. Any  suggestions on what to to do to get another property. 

Thank you.

Cape Coral, Florida
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Kenneth Williams's profile image
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Kenneth Williams
  • Real Estate Agent
  • from Memphis, TN
  • Member since May 16, 2020
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Kenneth Williams's profile image
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Kenneth Williams
  • Real Estate Agent
  • from Memphis, TN
  • Member since May 16, 2020
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Kenneth Williams
  • Real Estate Agent
  • Memphis, TN
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Kenneth Williams
  • Real Estate Agent
  • Memphis, TN
Replied

Fannie Mae now allows you to put down 5% on a 2-4 unit but you have to live in one of the units. Bigger Pockets just did a podcast on it recently.

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