Mortgage for federal employee during government shutdown

[Michael Moy]

Hello! I'm a federal employee and am going to be doing a 1031 exchange. I was wondering how a potential government shutdown would affect my ability to get a mortgage. In 2019 Congress passed a law guaranteeing back pay. My concern is how my income would be calculated if there is a temporary stop in pay. I plan on conventional financing, but may pivot to a DSCR if necessary. Thank for any insight!