Can I offer rent to own while having a mortgage?

[Justin Escajeda]

Hello everyone, I've been searching threads for this topic, but is it possible to set up a rent to own agreement with a property of mine while being financed ? Thank you for your knowledge.

[Jon Holdman]

I think you mean you have a property that is currently mortgaged. You would like to "sell" is using a rent to own (aka lease option aka lease purchase) agreement. Yes, you can do that. It will violate the due on sale clause and give the lender the right, but not obligation, to call the loan due.