Close new build with no downpayment due to appreciation?

[Haley McLaughlin]

I have a new build under contract, its been under contract since 2020 and possibly may be complete this summer (which is a different post all together). The property has already built significant equity at about $100-150k. Is it possible to wrap the downpayment into the loan since there is enough equity? This way I don't have to bring any money to close? 

Looking for some creative ideas or lenders who have done this or something similar before. Or, if its absolutely absurd and not possible let me know that too...