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Updated almost 2 years ago on . Most recent reply

Mike Montanye's profile image
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Mike Montanye
  • from Queesbury, NY
  • Member since Mar 13, 2017
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Mike Montanye's profile image
Mike Montanye's profile image
Mike Montanye
  • from Queesbury, NY
  • Member since Mar 13, 2017
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Mike Montanye
  • Queesbury, NY
16
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21
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Buying & Selling Real Estate

Buying Points Worth It?

Mike Montanye
  • Queesbury, NY
Posted

Does it make sense to buy points as long as you plan to hold past the breakeven point?

For an additional $1600 we can lower our monthly payment by $50. This would take 2.6yrs to get the $1600 back and we do plan to hold longer than that.

Any help on this topic would be great.

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Joel Case's profile image
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Joel Case
  • Rental Property Investor
  • from Ocean Springs, MS
  • Member since Jun 6, 2022
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Joel Case's profile image
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Joel Case
  • Rental Property Investor
  • from Ocean Springs, MS
  • Member since Jun 6, 2022
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Joel Case
  • Rental Property Investor
  • Ocean Springs, MS
301
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348
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Joel Case
  • Rental Property Investor
  • Ocean Springs, MS
Replied

The breakeven point is the metric that I personally use, I would be interested to hear other's thoughts on what other considerations there are when discussing points. 

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