Points Buy Down or Price Reduction

[Damon Albers]

I'm working with a seller and they are offering a price reduction or to pay for points. 

The price is $109,900 so they will reduce that price by 2% which is $2,180 to arrive at $107,720, or they will pay a 2% discount fee to lower my rate from 6.5% to 6% on a 30 year conventional with a 25% down payment. 

Thank you!

Damon