Buying & Selling Real Estate
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 2 years ago on . Most recent reply
![Jeremy Muehlbauer's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1981754/1696296839-avatar-jeremym372.jpg?twic=v1/output=image/cover=128x128&v=2)
Which route makes the most financial sense
A quick overview ,So my wife and I have our own property fully paid off. We own a duplex that we put $150,000 down 3 years ago using a HELOC that we still have access to on our primary residence that is now paid off. Also I have the ability to use a VA loan for my primary so I would not need to put any money down on new primary. Our house is worth about $350,000 and the duplex other than the equity we put in with the down payment does not have much Equity at all.
I don't know what the best course of action to do is if I should just pull out my $150,000 heloc again and buy another $500,000 duplex and keep doing that over and over again. Or should we sell our primary take the $350,000 buy two new duplexes and then buy a primary with zero money down with my VA loan.
Third option is just keep saving up money since our house is paid off and every couple years by a duplex with our saved money
Most Popular Reply
![Andrew Postell's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/684131/1685134136-avatar-andrewp125.jpg?twic=v1/output=image/crop=750x750@0x16/cover=128x128&v=2)
- Lender
- Fort Worth, TX
- 6,316
- Votes |
- 7,926
- Posts
@Jeremy Muehlbauer there's probably no "right" or "wrong" answer here but keeping your properties as is and buying another home with 0% down seems like a pretty good option to me. I love my VA loans and the houses I purchased with them. Just a thought.