Have you guys heard about the 2 1 buy down loan?

[Casey Zepeda]

Hello I'm new into REI/BP and trying to get started right now, as I'm looking at my options a lender started talking to me about a 2 1 Buy Down program (which I assume is covered by the seller) . I've never heard of this so I'm a little shock and confused about how good it sounds. I'd also like to know what are the CONS of it.

I just got Pre-approved by my local lender for 320k on loan value on 12/15, is it okay to pull my credit 2 more times to shop for a bigger loan amount or should I just get a co-signer?

Thank you for all the help in advance!!!