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Updated almost 3 years ago on . Most recent reply

Cerilenne Menendez Mendoza's profile image
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Cerilenne Menendez Mendoza
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Cerilenne Menendez Mendoza's profile image
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Cerilenne Menendez Mendoza
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Cerilenne Menendez Mendoza
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Buying & Selling Real Estate

Remove PMI Without Forfeiting Current Rate

Cerilenne Menendez Mendoza
Posted

Instead of refinancing to remove my PMI, could I simply get my home reappraised and use that to show PMI is no longer needed without losing my current interest rate on my mortgage? My current rate is too good to refinance with current rates.

  • Cerilenne Menendez Mendoza
    • Seattle, Washington
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    Nathan Patterson's profile image
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    Nathan Patterson
    • New to Real Estate
    • from Castle Rock, CO
    • Member since Aug 1, 2014
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    Nathan Patterson's profile image
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    Nathan Patterson
    • New to Real Estate
    • from Castle Rock, CO
    • Member since Aug 1, 2014
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    Nathan Patterson
    • New to Real Estate
    • Castle Rock, CO
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    Nathan Patterson
    • New to Real Estate
    • Castle Rock, CO
    Replied

    You should be able to remove without losing your current rate.  I would recommend reaching out to your lender and find out their process.  I'm currently in this process and I'm only needing to reappraise. 

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