Which structure would you choose?

[Michael Lautenslager]

A partner and I are buying a new construction condo and planning to sell quickly and capture the equity growth since I secured the option. 

we have some options as far as financing. The current structure thay my partner and I agreed on was 50/50. One woul pay his half cash and the other is going to finance their half. 

the commercial loan only requires 30% down and the loan officer just said thay since half the purchase price is being brought cash they dont necessarily need the financed portion. If the portion is financed then it would reduce the loan amount from 50% of the purchase price down to about 35% of the price total. 

As a paetnership which would you choose and why? Each partner puts up cash or not require the partner financing to bring cash?

Thoughts?