Owner finance deal. Good or bad?

[Austin Shandley]

Looking for advice on owner finance deal from a family member off market.

3 bed 1 bath house with garage. Class B- neighborhood in the midwest. Rent would be around $800-900.

95k buying price. 5k down payment with a 6% interest rate over 18 years.

My question is, does the higher interest rate and lower/if any cash flow make up for the owner finance and only having to put down such a low amount instead of 20%.

I have other rentals that cash flow just fine and a full time job in which I make decent money. Will increasing number of doors owned be better down the road or is this just a bad deal all around.

Thanks for the advice!