What can you do with $100,000?

[Bruny C.]

Hello Family, 

How would you invest $100,000 in multi-Family properties?
Would you go commercial use it as a down payment for a 10+ units or buying a few duplexes?
What State/City would you target to get the most out of your money?

Thanks, 

[Christine Bellish]

Quote from @Bruny C.:

Hello Family, 

How would you invest $100,000 in multi-Family properties?
Would you go commercial use it as a down payment for a 10+ units or buying a few duplexes?
What State/City would you target to get the most out of your money?

Thanks, 

 Hey Bruny - not sure how much time/effort/energy you are open to putting into an investment project, but if you have no experience and aren't sure where to get started it might be a good idea for you to consider investing passively to get some experience under your belt first. With $100K you could easily invest in a real estate syndication or two (minimums vary depending on the opportunity, but I know plenty that have $50K minimums).

By investing passively you can get inside access to the way more experienced investors identify markets, underwrite deals, develop and implement business strategies, etc. Depending on the deal, you could be making 10%+ annually in cash flow during the hold and more on the backend when a sale/refi happens, and you can get similar if not better tax benefits than you would get for owning a property yourself. If you are an equity partner in a syndication you get depreciation write-offs and often times they are substantial because these assets are expensive enough to justify doing a cost-segregation analysis which allows accelerated depreciation write off in earlier years...cost-segs are expensive so they are not always worth it on smaller multifamily properties, but when you are talking about properties that are worth millions it makes sense.